Which countries love their pets the most? Follow the money (and the insurance policies)

Sweden insures its pets like family, Americans outspend the world and Australians splurge the most per animal. For insurers, the gap between love and cover is the opportunity

Commercial risk teams are responding with tighter controls, scenario modeling, and broader collaboration across underwriting, claims, and cyber operations.

Leaders continue to prioritize resilience planning while balancing cost, coverage terms, and operational exposure in a changing market cycle.