IIHS: Utah’s Strict Alcohol Limit Linked to Lasting Drop in Crashes

Utah’s lower legal blood alcohol concentration limit for drivers was associated with reduction in alcohol-related crashes over four years, according to a new study from the Insurance Institute for Highway Safety. For the four years after the state lowered the …

Commercial risk teams are responding with tighter controls, scenario modeling, and broader collaboration across underwriting, claims, and cyber operations.

Leaders continue to prioritize resilience planning while balancing cost, coverage terms, and operational exposure in a changing market cycle.