New York cuts insurer rate requests but small-group costs still climb

DFS approved 6% to 8% average small-group increases for 2027, but MVP Health Plan clients face 13.6%

Commercial risk teams are responding with tighter controls, scenario modeling, and broader collaboration across underwriting, claims, and cyber operations.

Leaders continue to prioritize resilience planning while balancing cost, coverage terms, and operational exposure in a changing market cycle.